SSelectStock

CHOLAFINCholamandalam Investment and Finance Company Limited

Financial Services · Credit Services · NSE · as of 2026-09-11 (delayed ~30 min in market hours)

Cholamandalam Investment and Finance Company Limited, operates as a non-banking finance company in India. The company operates through Vehicle Finance, Loan Against Property, Home Loans, and Other Loans segments. It offers loans for commercial vehicles, passenger vehicles, two- and three- wheelers, and tractors, as well as construction equipment. The company also provides secured loans against property, and home and SME loans, as well as consumer and small enterprise loans, including personal loans, professional loans, and business loans to salaried, self-employed professional and non-professional customers, and micro and small businesses. In addition, it offers gold loans, consumer durable loans, corporate insurance agencies, stockbroking and depository participants, offline payment aggregator, home extension, balance transfer of existing loans, supply chain finance, and secured term loans. Further, the company provides dealer portal services under the Gaadi Bazaar brand, which act as a hub for dealers in listing vehicles, generating leads, and applying for loans and trade advances. Additionally, it operates Payswiff, an omnichannel payment transaction solution that lets business owners accept payments from their customers in-store, at-home deliveries, online and on-the-go using mPOS, and POS solutions. The company was incorporated in 1978 and is headquartered in Chennai, India.

1,845.90
0.70%
65Decent

Mkt Cap
₹1.58L Cr
P/E
29.9
P/B
5.2
Div Yield
0.12%
52W High
₹1,952.50
52W Low
₹1,299.40

Price & Volume

Loading chart…

Key Ratios

Market Cap (₹ cr)1,57,812.40
P/E29.86
P/B5.15
PEG0.91
ROE %19.33
ROCE %
Debt / Equity6.95
EPS61.82
Revenue Growth %24.80
Profit Growth %29.00
Dividend Yield %0.12
Promoter Holding %49.21
FII Holding %38.71
DII Holding %
Beta0.52

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

None of the 16 pattern scanners currently detects a setup on CHOLAFIN — signals appear here automatically when one forms (checked on every data refresh). The Trade Plan on the right always provides stop-loss and target levels regardless.

HOLDConviction 73%

The picture

  • Revenue growth: 24.8% YoY
  • Profit growth: 29.0% YoY
  • ROE: 19.3%
  • Price vs SMA50: above
  • Price vs SMA200: above
  • Golden cross setup: SMA50 above SMA200

Bull case

  • Revenue growth: 24.8% YoY
  • Profit growth: 29.0% YoY
  • ROE: 19.3%
  • Price vs SMA50: above

Bear case

  • Debt/Equity: 6.95
  • Valuation vs sector: P/E 29.9 vs sector 18.4
  • MACD: bearish
  • Price vs EMA21: below

Key risks

  • Debt/Equity: 6.95
  • Valuation vs sector: P/E 29.9 vs sector 18.4

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹1,845.90
Stop Loss
₹1,755.76
risk 4.9%
Target 1 (1.5R)
₹1,981.10
+7.3%
Target 2 (3R)
₹2,116.31
+14.6%
Support (20d)
₹1,773.50
Resistance (52w)
₹1,952.50
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹90.14/share
ATR (volatility)
₹46.36
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹46.36). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental67
Technical57
Momentum66
Risk (safety)72

Peers — Financial Services

SHAREINDIA 1.33%
79
ANANDRATHI 0.39%
76
CRISIL 0.50%
74
MCX 0.73%
74
STEELCITY 0.11%
73
SMCGLOBAL 0.42%
73