SSelectStock

CHOLAHLDNGCholamandalam Financial Holdings Limited

Financial Services · Credit Services · NSE · as of 2026-10-26 (delayed ~30 min in market hours)

Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial Services, and Insurance and Allied Services segments. The company offers vehicle finance, loans against property, home loans, secured business and personal loans, consumer and small enterprises loans, and small and medium enterprise loans, as well as various other financial services to customers; and general insurance services, including health, home, motor, and travel insurance. It serves first time borrowers, new to credit customers, and individuals, as well as corporates, small, micro, medium enterprises. The company was formerly known as TI Financial Holdings Limited and changed its name to Cholamandalam Financial Holdings Limited in March 2019. Cholamandalam Financial Holdings Limited was incorporated in 1949 and is based in Chennai, India.

₹1,254.10
▼ 1.99%
33Weak

Mkt Cap
₹23,610 Cr
P/E
9.6
P/B
1.6
Div Yield
0.09%
52W High
₹2,064.00
52W Low
₹1,236.70

Price & Volume

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Key Ratios

Market Cap (₹ cr)23,609.80
P/E9.64
P/B1.60
PEG0.80
ROE %18.04
ROCE %3.00
Debt / Equity6.23
EPS130.07
Revenue Growth %16.80
Profit Growth %12.00
Dividend Yield %0.09
Promoter Holding %47.05
FII Holding %33.27
DII Holding %—
Beta0.39

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

None of the 16 pattern scanners currently detects a setup on CHOLAHLDNG — signals appear here automatically when one forms (checked on every data refresh). The Trade Plan on the right always provides stop-loss and target levels regardless.

AVOIDConviction 64%

Why avoid

  • • Overall evidence is weak (AlgoScore 33/100)
  • • ROCE: 3.0%
  • • Debt/Equity: 6.23
  • • RSI: 23
  • • MACD: bearish

Bull case

  • • Revenue growth: 16.8% YoY
  • • ROE: 18.0%
  • • Valuation vs sector: P/E 9.6 vs sector 16.5
  • • Trend strength (ADX): 50

Bear case

  • • ROCE: 3.0%
  • • Debt/Equity: 6.23
  • • RSI: 23
  • • MACD: bearish

Key risks

  • • Momentum is fading versus the broader market
  • • ROCE: 3.0%
  • • Debt/Equity: 6.23

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹1,254.10
Stop Loss
₹1,224.33
risk 2.4%
Target 1 (1.5R)
₹1,298.75
+3.6%
Target 2 (3R)
₹1,343.40
+7.1%
Support (20d)
₹1,236.70
Resistance (52w)
₹2,064.00
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹29.77/share
ATR (volatility)
₹44.56
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹44.56). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental54
Technical27
Momentum3
Risk (safety)58

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