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FINOPBFino Payments Bank Limited

Banking · Banks - Regional · NSE · as of 2026-07-20 (delayed ~30 min in market hours)

168.49
3.28%
42Weak

Price & Volume

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Key Ratios

Market Cap (₹ cr)1,316.80
P/E25.20
P/B1.64
PEG
ROE %6.76
ROCE %
Debt / Equity1.91
EPS6.28
Revenue Growth %-31.10
Profit Growth %-70.50
Dividend Yield %0.00
Promoter Holding %77.48
FII Holding %0.15
DII Holding %
Beta0.62

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

None of the 16 pattern scanners currently detects a setup on FINOPB — signals appear here automatically when one forms (checked on every data refresh). The Trade Plan on the right always provides stop-loss and target levels regardless.

HOLDConviction 59%

The picture

  • Promoter holding: 77.5%
  • RSI: 62
  • MACD: bullish
  • Price vs EMA21: above
  • 1-month vs NIFTY: +7.6% relative
  • 3-month return: +21.1%

Bull case

  • Promoter holding: 77.5%
  • RSI: 62
  • MACD: bullish
  • Price vs EMA21: above

Bear case

  • Revenue growth: -31.1% YoY
  • Profit growth: -70.5% YoY
  • Price vs SMA200: below
  • Golden cross setup: SMA50 below SMA200

Key risks

  • Elevated volatility / drawdown profile — size positions accordingly
  • Weak fundamentals — technical strength may not sustain
  • Revenue growth: -31.1% YoY
  • Profit growth: -70.5% YoY

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹168.49
Stop Loss
₹141.11
risk 16.3%
Target 1 (1.5R)
₹209.56
+24.4%
Target 2 (3R)
₹250.63
+48.8%
Support (20d)
₹130.21
Resistance (52w)
₹339.00
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹27.38/share
ATR (volatility)
₹10.95
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹10.95). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental
14
Technical
62
Momentum
52
Risk (safety)
39

Peers — Banking

TMB 1.09%
78
J&KBANK 0.24%
78
FEDERALBNK 0.50%
75
UJJIVANSFB 1.13%
74
CAPITALSFB 0.43%
74
JSFB 7.83%
74

About

Fino Payments Bank Limited provides financial solutions and services in India. It operates in four segments: Treasury, Corporate Banking/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, current, and salary accounts; personal, home and property, gold, and referral loans; debit and prepaid cards; and life, health, general, motor, and shopkeeper insurance products, as well as fixed deposit and sweep account facility. It also provides open, internet, and BC banking, as well as mobile banking through the FinoPay app; merchant services; and unified payments interface, recharge, and bills payments. In addition, the company offers other banking operations, including business correspondent, digital payment, cash management, domestic money transfer, and micro ATM services, as well as Aadhaar enabled payment systems; and digital savings accounts. The company was formerly known as Fino Fintech Limited and changed its name to Fino Payments Bank Limited in April 2017. The company was founded in 2006 and is based in Navi Mumbai, India. Fino Payments Bank Limited is a subsidiary of FINO PayTech Limited.