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GICHSGFINGIC Housing Finance Limited

Financial Services · Mortgage Finance · NSE · as of 2026-09-11 (delayed ~30 min in market hours)

GIC Housing Finance Limited provides housing finance services in India. The company grants housing loans to individuals, cooperative societies, association of persons, companies, and corporations for purchase of plots, houses, flats, apartments and construction, repair, renovation, upgradation of houses, and flats or apartments for residential purpose. It also provides home loans comprising individual housing, composite, repair and renovation, and home extension loans, as well as balance transfer services; and non-housing loans, such as loan against housing property and commercial loans. The company was formerly known as GIC Grih Vitta Limited and changed its name to GIC Housing Finance Limited in November 1993. GIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India.

136.84
0.53%
40Weak

Mkt Cap
₹742 Cr
P/E
4.8
P/B
0.4
Div Yield
3.28%
52W High
₹179.03
52W Low
₹126.54

Price & Volume

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Key Ratios

Market Cap (₹ cr)742.40
P/E4.76
P/B0.35
PEG0.13
ROE %7.30
ROCE %1.80
Debt / Equity4.33
EPS28.75
Revenue Growth %386.70
Profit Growth %35.50
Dividend Yield %3.28
Promoter Holding %6.92
FII Holding %45.92
DII Holding %
Beta0.59

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

None of the 16 pattern scanners currently detects a setup on GICHSGFIN — signals appear here automatically when one forms (checked on every data refresh). The Trade Plan on the right always provides stop-loss and target levels regardless.

HOLDConviction 63%

The picture

  • Revenue growth: 386.7% YoY
  • Profit growth: 35.5% YoY
  • Valuation vs sector: P/E 4.8 vs sector 18.4
  • Volatility: 23% annualized
  • Beta: 0.59

Bull case

  • Revenue growth: 386.7% YoY
  • Profit growth: 35.5% YoY
  • Valuation vs sector: P/E 4.8 vs sector 18.4
  • Volatility: 23% annualized

Bear case

  • ROE: 7.3%
  • ROCE: 1.8%
  • RSI: 38
  • MACD: bearish

Key risks

  • Momentum is fading versus the broader market
  • ROE: 7.3%
  • ROCE: 1.8%

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹136.84
Stop Loss
₹133.37
risk 2.5%
Target 1 (1.5R)
₹142.04
+3.8%
Target 2 (3R)
₹147.24
+7.6%
Support (20d)
₹134.72
Resistance (52w)
₹179.03
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹3.47/share
ATR (volatility)
₹3.60
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹3.60). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental56
Technical24
Momentum29
Risk (safety)61

Peers — Financial Services

SHAREINDIA 1.33%
79
ANANDRATHI 0.39%
76
CRISIL 0.50%
74
MCX 0.73%
74
STEELCITY 0.11%
73
SMCGLOBAL 0.42%
73