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IRFCIndian Railway Finance Corporation Limited

Financial Services · Credit Services · NSE · as of 2026-07-21 (delayed ~30 min in market hours)

88.20
0.59%
31Weak

Price & Volume

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Key Ratios

Market Cap (₹ cr)1,15,538.70
P/E16.49
P/B2.03
PEG
ROE %12.81
ROCE %1.40
Debt / Equity7.73
EPS5.36
Revenue Growth %0.50
Profit Growth %0.00
Dividend Yield %2.38
Promoter Holding %82.90
FII Holding %3.78
DII Holding %
Beta0.35

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

None of the 16 pattern scanners currently detects a setup on IRFC — signals appear here automatically when one forms (checked on every data refresh). The Trade Plan on the right always provides stop-loss and target levels regardless.

AVOIDConviction 66%

Why avoid

  • Overall evidence is weak (AlgoScore 31/100)
  • Revenue growth: 0.5% YoY
  • Profit growth: 0.0% YoY
  • RSI: 35
  • Price vs EMA21: below

Bull case

  • Promoter holding: 82.9%
  • Valuation vs sector: P/E 16.5 vs sector 22.8
  • Dividend yield: 2.38%
  • MACD: fresh bullish crossover

Bear case

  • Revenue growth: 0.5% YoY
  • Profit growth: 0.0% YoY
  • RSI: 35
  • Price vs EMA21: below

Key risks

  • Weak fundamentals — technical strength may not sustain
  • Momentum is fading versus the broader market
  • Revenue growth: 0.5% YoY
  • Profit growth: 0.0% YoY

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹88.20
Stop Loss
₹86.06
risk 2.4%
Target 1 (1.5R)
₹91.41
+3.6%
Target 2 (3R)
₹94.62
+7.3%
Support (20d)
₹86.93
Resistance (52w)
₹135.73
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹2.14/share
ATR (volatility)
₹1.62
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹1.62). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental
35
Technical
31
Momentum
6
Risk (safety)
64

Peers — Financial Services

ANANDRATHI 0.45%
77
MONARCH 0.59%
75
UYFINCORP 0.47%
75
M&MFIN 7.78%
74
APTUS 1.75%
74
SHAREINDIA 2.62%
74

About

Indian Railway Finance Corporation Limited engages in leasing of rolling stock and railway infrastructure assets in India. The company also engages in lending business; and borrowing funds from commercial markets, financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways. Indian Railway Finance Corporation Limited was incorporated in 1986 and is based in New Delhi, India.