SSelectStock

IRFCIndian Railway Finance Corporation Limited

Financial Services · Credit Services · NSE · as of 2026-10-26 (delayed ~30 min in market hours)

Indian Railway Finance Corporation Limited engages in leasing of rolling stock and railway infrastructure assets in India. The company also engages in lending business; and borrowing funds from commercial markets, financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways. Indian Railway Finance Corporation Limited was incorporated in 1986 and is based in New Delhi, India.

₹74.40
▼ 0.07%
28Weak

Mkt Cap
₹97,312 Cr
P/E
14.0
P/B
1.9
Div Yield
2.76%
52W High
₹135.73
52W Low
₹73.14

Price & Volume

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Key Ratios

Market Cap (₹ cr)97,312.10
P/E13.96
P/B1.88
PEG—
ROE %12.81
ROCE %1.40
Debt / Equity7.73
EPS5.33
Revenue Growth %0.50
Profit Growth %0.00
Dividend Yield %2.76
Promoter Holding %82.90
FII Holding %3.81
DII Holding %—
Beta0.35

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

None of the 16 pattern scanners currently detects a setup on IRFC — signals appear here automatically when one forms (checked on every data refresh). The Trade Plan on the right always provides stop-loss and target levels regardless.

AVOIDConviction 70%

Why avoid

  • • Overall evidence is weak (AlgoScore 28/100)
  • • Revenue growth: 0.5% YoY
  • • Profit growth: 0.0% YoY
  • • RSI: 35
  • • MACD: bearish

Bull case

  • • Promoter holding: 82.9%
  • • Valuation vs sector: P/E 14.0 vs sector 16.5
  • • Dividend yield: 2.76%
  • • Trend strength (ADX): 31

Bear case

  • • Revenue growth: 0.5% YoY
  • • Profit growth: 0.0% YoY
  • • RSI: 35
  • • MACD: bearish

Key risks

  • • Weak fundamentals — technical strength may not sustain
  • • Momentum is fading versus the broader market
  • • Revenue growth: 0.5% YoY
  • • Profit growth: 0.0% YoY

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹74.40
Stop Loss
₹72.41
risk 2.7%
Target 1 (1.5R)
₹77.39
+4.0%
Target 2 (3R)
₹80.37
+8.0%
Support (20d)
₹73.14
Resistance (52w)
₹135.73
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹1.99/share
ATR (volatility)
₹2.04
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹2.04). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental34
Technical25
Momentum8
Risk (safety)57

Peers — Financial Services

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