SSelectStock

IRFCIndian Railway Finance Corporation Limited

Financial Services · Credit Services · NSE · as of 2026-09-11 (delayed ~30 min in market hours)

Indian Railway Finance Corporation Limited engages in leasing of rolling stock and railway infrastructure assets in India. The company also engages in lending business; and borrowing funds from commercial markets, financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways. Indian Railway Finance Corporation Limited was incorporated in 1986 and is based in New Delhi, India.

81.09
0.01%
29Weak

Mkt Cap
₹1.06L Cr
P/E
15.2
P/B
1.9
Div Yield
2.52%
52W High
₹135.73
52W Low
₹80.10

Price & Volume

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Key Ratios

Market Cap (₹ cr)1,06,266.40
P/E15.21
P/B1.94
PEG
ROE %12.81
ROCE %1.40
Debt / Equity7.73
EPS5.33
Revenue Growth %0.50
Profit Growth %0.00
Dividend Yield %2.52
Promoter Holding %82.90
FII Holding %3.81
DII Holding %
Beta0.35

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

None of the 16 pattern scanners currently detects a setup on IRFC — signals appear here automatically when one forms (checked on every data refresh). The Trade Plan on the right always provides stop-loss and target levels regardless.

AVOIDConviction 68%

Why avoid

  • Overall evidence is weak (AlgoScore 29/100)
  • Revenue growth: 0.5% YoY
  • Profit growth: 0.0% YoY
  • RSI: 25
  • MACD: bearish

Bull case

  • Promoter holding: 82.9%
  • Valuation vs sector: P/E 15.2 vs sector 18.4
  • Dividend yield: 2.52%
  • Trend strength (ADX): 47

Bear case

  • Revenue growth: 0.5% YoY
  • Profit growth: 0.0% YoY
  • RSI: 25
  • MACD: bearish

Key risks

  • Weak fundamentals — technical strength may not sustain
  • Momentum is fading versus the broader market
  • Revenue growth: 0.5% YoY
  • Profit growth: 0.0% YoY

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹81.09
Stop Loss
₹79.30
risk 2.2%
Target 1 (1.5R)
₹83.78
+3.3%
Target 2 (3R)
₹86.46
+6.6%
Support (20d)
₹80.10
Resistance (52w)
₹135.73
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹1.79/share
ATR (volatility)
₹1.39
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹1.39). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental34
Technical25
Momentum6
Risk (safety)62

Peers — Financial Services

SHAREINDIA 1.33%
79
ANANDRATHI 0.39%
76
CRISIL 0.50%
74
MCX 0.73%
74
STEELCITY 0.11%
73
SMCGLOBAL 0.42%
73