SSelectStock

J&KBANKThe Jammu & Kashmir Bank Limited

Banking · Banks - Regional · NSE · as of 2026-09-11 (delayed ~30 min in market hours)

Jammu and Kashmir Bank Limited provides various banking products and services. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers savings, current, salary, pension, and NRE and NRO accounts; and term deposits. The company also provides housing, consumer, education, term, car, coaching fee, personal consumption, and skill loans; festival advances; and laptop/PC, smartphone, school education, modular kitchen, Sahafat, solar equipment, and two-wheeler finance services, as well as cash credit schemes, and loans against gold ornaments and jewellery. In addition, it offers commercial vehicle, school bus, passenger bus/mini bus, dastkar, craftsmen, commercial premises, contractor, mini sheep farm establishment, construction equipment, and tourism financing services; Saral financing services to small businessmen; mortgage loans for trade and service sector, loans against property, fair price shop schemes, and start-ups financing services; Karobar cards; guaranteed emergency credit lines; credit guarantee schemes for subordinate debt; asset based agri loans, fruit advances schemes, and Giri finance schemes; and mortgage loan schemes for agricultural produce traders. Further, the company provides government sponsored schemes; life and non-life insurance products; debit and credit cards; and merchant acquiring services. Jammu and Kashmir Bank Limited was incorporated in 1938 and is headquartered in Srinagar, India.

145.27
0.34%
51Average

Mkt Cap
₹16,144 Cr
P/E
6.8
P/B
1.1
Div Yield
1.49%
52W High
₹201.75
52W Low
₹97.35

Price & Volume

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Key Ratios

Market Cap (₹ cr)16,144.00
P/E6.78
P/B1.11
PEG0.62
ROE %15.37
ROCE %
Debt / Equity0.21
EPS21.42
Revenue Growth %-1.50
Profit Growth %13.30
Dividend Yield %1.49
Promoter Holding %64.07
FII Holding %10.38
DII Holding %
Beta0.48

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

None of the 16 pattern scanners currently detects a setup on J&KBANK — signals appear here automatically when one forms (checked on every data refresh). The Trade Plan on the right always provides stop-loss and target levels regardless.

HOLDConviction 57%

The picture

  • Debt/Equity: 0.21
  • Promoter holding: 64.1%
  • Valuation vs sector: P/E 6.8 vs sector 11.1
  • MACD: bullish
  • Price vs SMA200: above
  • Golden cross setup: SMA50 above SMA200

Bull case

  • Debt/Equity: 0.21
  • Promoter holding: 64.1%
  • Valuation vs sector: P/E 6.8 vs sector 11.1
  • MACD: bullish

Bear case

  • Revenue growth: -1.5% YoY
  • RSI: 39
  • Price vs EMA21: below
  • 1-month return: -7.9%

Key risks

  • Momentum is fading versus the broader market
  • Revenue growth: -1.5% YoY
  • RSI: 39

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹145.27
Stop Loss
₹141.37
risk 2.7%
Target 1 (1.5R)
₹151.12
+4.0%
Target 2 (3R)
₹156.96
+8.0%
Support (20d)
₹142.80
Resistance (52w)
₹201.75
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹3.90/share
ATR (volatility)
₹4.33
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹4.33). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental69
Technical41
Momentum33
Risk (safety)66

Peers — Banking

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KARURVYSYA 0.45%
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