SSelectStock

KISSHTOnEMI Technology Solutions Limited

Financial Services · Credit Services · NSE · as of 2026-09-11 (delayed ~30 min in market hours)

OnEMI Technology Solutions Limited operates as a digital lending platform revolutionizing access to credit in India. It also provides loan products, such as small-ticket personal loans; and secured loans, including loans against property which leveraging deep data analytics, alternative credit scoring, and robust technology infrastructure. In addition, the company offers Kissht, a financial platform that simplifies access to credit specializing in easy-to-avail personal and business loans; and PaywithRING, a cutting-edge digital application designed to provide instant loans in just minutes with zero documentation, digital KYC, and direct bank transfers. The company was incorporated in 2016 and is based in Mumbai, India.

328.70
1.56%
73Strong

Mkt Cap
₹5,569 Cr
P/E
34.2
P/B
3.0
Div Yield
0.00%
52W High
₹351.50
52W Low
₹190.00

Price & Volume

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Key Ratios

Market Cap (₹ cr)5,569.40
P/E34.24
P/B2.95
PEG0.78
ROE %23.97
ROCE %28.70
Debt / Equity1.81
EPS9.60
Revenue Growth %72.80
Profit Growth %49.20
Dividend Yield %0.00
Promoter Holding %41.78
FII Holding %34.25
DII Holding %
Beta1.06

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

BUYConviction 85%

Why buy

  • Revenue growth: 72.8% YoY
  • Profit growth: 49.2% YoY
  • ROE: 24.0%
  • RSI: 60
  • MACD: bullish
  • Price vs EMA21: above
  • Supertrend Buy signal (setup quality 69%)

Bull case

  • Revenue growth: 72.8% YoY
  • Profit growth: 49.2% YoY
  • ROE: 24.0%
  • RSI: 60

Bear case

  • Debt/Equity: 1.81
  • Valuation vs sector: P/E 34.2 vs sector 18.4
  • Trend strength (ADX): 17
  • Volume trend: 0.8x baseline

Key risks

  • Debt/Equity: 1.81
  • Valuation vs sector: P/E 34.2 vs sector 18.4

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹328.70
Stop Loss
₹294.10
risk 10.5%
Target 1 (1.5R)
₹380.61
+15.8%
Target 2 (3R)
₹432.51
+31.6%
Support (20d)
₹284.65
Resistance (52w)
₹351.50
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹34.60/share
ATR (volatility)
₹13.84
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹13.84). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental70
Technical74
Momentum76
Risk (safety)68

Peers — Financial Services

SHAREINDIA 1.33%
79
ANANDRATHI 0.39%
76
CRISIL 0.50%
74
MCX 0.73%
74
STEELCITY 0.11%
73
SMCGLOBAL 0.42%
73