SSelectStock

LAXMIINDIALaxmi India Finance Limited

Financial Services · Credit Services · NSE · as of 2026-09-11 (delayed ~30 min in market hours)

Laxmi India Finance Limited, a non-banking finance company, provides financial products and services to individuals, businesses, and institutions in India. It offers MSME, wholesale, business, personal, and residential construction loans, as well as vehicle loan includes two-wheeler, tractor, commercial vehicle, and electric vehicle loan. The company was incorporated in 1996 and is based in Jaipur, India.

129.07
0.93%
59Decent

Mkt Cap
₹677 Cr
P/E
12.7
P/B
1.5
Div Yield
0.00%
52W High
₹180.90
52W Low
₹71.06

Price & Volume

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Key Ratios

Market Cap (₹ cr)676.80
P/E12.67
P/B1.46
PEG0.44
ROE %10.70
ROCE %4.20
Debt / Equity2.87
EPS10.19
Revenue Growth %47.60
Profit Growth %35.00
Dividend Yield %0.00
Promoter Holding %68.57
FII Holding %0.00
DII Holding %
Beta1.71

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

AVOIDConviction 61%

Why avoid

  • Risk gate: safety score is only 26/100 — volatility, drawdown or liquidity is too poor for a buy call, whatever the chart says
  • ROE: 10.7%
  • ROCE: 4.2%
  • MACD: bearish
  • Volume: 0.6x 20-day average

⚖️ 1 bullish pattern setup is currently active on this stock. Pattern setup-quality percentages measure how cleanly a chart formation developed — they are not an endorsement of the company. Short-term traders may still trade those setups with strict stops; the AVOID verdict reflects the overall risk/fundamental profile for holding.

Bull case

  • Revenue growth: 47.6% YoY
  • Profit growth: 35.0% YoY
  • Promoter holding: 68.6%
  • RSI: 51

Bear case

  • ROE: 10.7%
  • ROCE: 4.2%
  • MACD: bearish
  • Volume: 0.6x 20-day average

Key risks

  • Elevated volatility / drawdown profile — size positions accordingly
  • ROE: 10.7%
  • ROCE: 4.2%

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹129.07
Stop Loss
₹120.44
risk 6.7%
Target 1 (1.5R)
₹142.01
+10.0%
Target 2 (3R)
₹154.95
+20.1%
Support (20d)
₹121.66
Resistance (52w)
₹180.90
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹8.63/share
ATR (volatility)
₹6.96
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹6.96). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental63
Technical61
Momentum70
Risk (safety)26

Peers — Financial Services

SHAREINDIA 1.33%
79
ANANDRATHI 0.39%
76
CRISIL 0.50%
74
MCX 0.73%
74
STEELCITY 0.11%
73
SMCGLOBAL 0.42%
73