SSelectStock

LICHSGFINLIC Housing Finance Limited

Financial Services · Mortgage Finance · NSE · as of 2026-10-26 (delayed ~30 min in market hours)

LIC Housing Finance Limited, a housing finance company, provides loans for the purchase, construction, repair, and renovation of houses/buildings in India. The company offers public, green, and corporate deposits; home loans to residents and non-residents Indians, as well as to pensioners; plot loans, home improvement and renovation, construction, and home extension loans; refinance; construction finance and term loans for builders and developers; and loans for staff quarters and other lines of credit for corporates. It also provides loans against properties for companies and individuals; loans against rental securitization; and loans to professionals. In addition, the company develops, establishes, and operates assisted living community centers for elderly citizens; manages, advises, and administers private equity funds, including venture capital and alternate investment funds; offers asset management and trusteeship services; and markets housing loan, life and general insurance products, mutual funds, fixed deposits, and credit cards. LIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India.

₹497.40
▲ 1.51%
36Weak

Mkt Cap
₹26,428 Cr
P/E
4.9
P/B
0.7
Div Yield
2.15%
52W High
₹598.20
52W Low
₹458.90

Price & Volume

Loading chart…

Key Ratios

Market Cap (₹ cr)26,428.10
P/E4.88
P/B0.74
PEG0.64
ROE %14.41
ROCE %—
Debt / Equity6.43
EPS101.86
Revenue Growth %4.40
Profit Growth %8.60
Dividend Yield %2.15
Promoter Holding %2.34
FII Holding %72.28
DII Holding %—
Beta0.26

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

AVOIDConviction 61%

Why avoid

  • • Overall evidence is weak (AlgoScore 36/100)
  • • Revenue growth: 4.4% YoY
  • • Profit growth: 8.6% YoY
  • • RSI: 38
  • • MACD: bearish

⚖️ 1 bullish pattern setup is currently active on this stock. Pattern setup-quality percentages measure how cleanly a chart formation developed — they are not an endorsement of the company. Short-term traders may still trade those setups with strict stops; the AVOID verdict reflects the overall risk/fundamental profile for holding.

Bull case

  • • Valuation vs sector: P/E 4.9 vs sector 16.5
  • • PEG ratio: 0.64
  • • Dividend yield: 2.15%
  • • Golden cross setup: SMA50 above SMA200

Bear case

  • • Revenue growth: 4.4% YoY
  • • Profit growth: 8.6% YoY
  • • RSI: 38
  • • MACD: bearish

Key risks

  • • Momentum is fading versus the broader market
  • • Revenue growth: 4.4% YoY
  • • Profit growth: 8.6% YoY

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹497.40
Stop Loss
₹480.35
risk 3.4%
Target 1 (1.5R)
₹522.98
+5.1%
Target 2 (3R)
₹548.56
+10.3%
Support (20d)
₹485.20
Resistance (52w)
₹598.20
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹17.05/share
ATR (volatility)
₹16.25
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹16.25). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental46
Technical28
Momentum13
Risk (safety)73

Peers — Financial Services

ANANDRATHI▼ 0.22%
77
CRISIL▲ 0.56%
77
ALGOQUANT▼ 1.50%
77
UYFINCORP▲ 4.99%
75
21STCENMGM▼ 0.96%
72
GCSL▲ 0.94%
68