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LTFL&T Finance Limited

Financial Services · Credit Services · NSE · as of 2026-07-21 (delayed ~30 min in market hours)

307.40
0.51%
64Decent

Price & Volume

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Key Ratios

Market Cap (₹ cr)79,003.50
P/E24.91
P/B2.81
PEG0.88
ROE %10.70
ROCE %
Debt / Equity3.93
EPS12.66
Revenue Growth %29.30
Profit Growth %28.20
Dividend Yield %0.88
Promoter Holding %65.97
FII Holding %17.96
DII Holding %
Beta0.64

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

Cup & HandleLONG70%307.40297.65356.155.00
HOLDConviction 70%

The picture

  • Revenue growth: 29.3% YoY
  • Profit growth: 28.2% YoY
  • Promoter holding: 66.0%
  • Price vs SMA50: above
  • Price vs SMA200: above
  • Golden cross setup: SMA50 above SMA200
  • Cup & Handle signal (setup quality 70%)

Bull case

  • Revenue growth: 29.3% YoY
  • Profit growth: 28.2% YoY
  • Promoter holding: 66.0%
  • Price vs SMA50: above

Bear case

  • ROE: 10.7%
  • Debt/Equity: 3.93
  • MACD: bearish
  • Price vs EMA21: below

Key risks

  • ROE: 10.7%
  • Debt/Equity: 3.93

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹307.40
Stop Loss
₹283.54
risk 7.8%
Target 1 (1.5R)
₹343.20
+11.6%
Target 2 (3R)
₹378.99
+23.3%
Support (20d)
₹286.40
Resistance (52w)
₹338.60
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹23.86/share
ATR (volatility)
₹9.72
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹9.72). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental
70
Technical
49
Momentum
67
Risk (safety)
73

Peers — Financial Services

ANANDRATHI 0.45%
77
MONARCH 0.59%
75
UYFINCORP 0.47%
75
M&MFIN 7.78%
74
APTUS 1.75%
74
SHAREINDIA 2.62%
74

About

L&T Finance Limited, a non-banking financial company, provides various financial products and services in India. It offers housing loans; personal loans for medical emergencies, home renovation, wedding, vacation, education, and debt consolidation; two-wheeler loans; business loans, such as SME, doctor, chartered accountant, and professional loans, as well as supply chain financing solutions; rural loans comprising vikaas loans, vishwas loans, pragati loans, RLAP balance transfer, and micro loans against property; farmer loans, including new tractor loans, agri-implement loans, kisan suvidha top up, kisan suvidha top up plus, refinance loan, and warehouse receipt finance services; gold loans, such as sukhad loan, sampati loan, saraswati loan, safalta loan, sugam loan, and shubh loan; and loans against property. The company was formerly known as L&T Finance Holdings Limited and changed its name to L&T Finance Limited in March 2024. The company was incorporated in 1994 and is headquartered in Mumbai, India. L&T Finance Limited operates as a subsidiary of Larsen & Toubro Limited.