SSelectStock

LTFL&T Finance Limited

Financial Services · Credit Services · NSE · as of 2026-09-11 (delayed ~30 min in market hours)

L&T Finance Limited, a non-banking financial company, provides various financial products and services in India. It offers housing loans; personal loans for medical emergencies, home renovation, wedding, vacation, education, and debt consolidation; two-wheeler loans; business loans, such as SME, doctor, chartered accountant, and professional loans, as well as supply chain financing solutions; rural loans comprising vikaas loans, vishwas loans, pragati loans, RLAP balance transfer, and micro loans against property; farmer loans, including new tractor loans, agri-implement loans, kisan suvidha top up, kisan suvidha top up plus, refinance loan, and warehouse receipt finance services; gold loans, such as sukhad loan, sampati loan, saraswati loan, safalta loan, sugam loan, and shubh loan; and loans against property. The company was formerly known as L&T Finance Holdings Limited and changed its name to L&T Finance Limited in March 2024. The company was incorporated in 1994 and is headquartered in Mumbai, India. L&T Finance Limited operates as a subsidiary of Larsen & Toubro Limited.

309.10
0.71%
57Decent

Mkt Cap
₹77,301 Cr
P/E
24.4
P/B
2.8
Div Yield
0.84%
52W High
₹338.60
52W Low
₹229.88

Price & Volume

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Key Ratios

Market Cap (₹ cr)77,300.70
P/E24.40
P/B2.78
PEG0.95
ROE %10.70
ROCE %
Debt / Equity3.93
EPS12.67
Revenue Growth %29.30
Profit Growth %28.20
Dividend Yield %0.84
Promoter Holding %65.97
FII Holding %17.75
DII Holding %
Beta0.64

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

None of the 16 pattern scanners currently detects a setup on LTF — signals appear here automatically when one forms (checked on every data refresh). The Trade Plan on the right always provides stop-loss and target levels regardless.

HOLDConviction 61%

The picture

  • Revenue growth: 29.3% YoY
  • Profit growth: 28.2% YoY
  • Promoter holding: 66.0%
  • Price vs SMA200: above
  • Golden cross setup: SMA50 above SMA200
  • 3-month vs NIFTY: +7.0% relative

Bull case

  • Revenue growth: 29.3% YoY
  • Profit growth: 28.2% YoY
  • Promoter holding: 66.0%
  • Price vs SMA200: above

Bear case

  • ROE: 10.7%
  • Debt/Equity: 3.93
  • MACD: bearish
  • Price vs EMA21: below

Key risks

  • ROE: 10.7%
  • Debt/Equity: 3.93

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹309.10
Stop Loss
₹299.67
risk 3%
Target 1 (1.5R)
₹323.24
+4.6%
Target 2 (3R)
₹337.38
+9.1%
Support (20d)
₹302.70
Resistance (52w)
₹338.60
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹9.43/share
ATR (volatility)
₹8.17
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹8.17). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental67
Technical36
Momentum62
Risk (safety)73

Peers — Financial Services

SHAREINDIA 1.33%
79
ANANDRATHI 0.39%
76
CRISIL 0.50%
74
MCX 0.73%
74
STEELCITY 0.11%
73
SMCGLOBAL 0.42%
73