SSelectStock

PAISALOPaisalo Digital Limited

Financial Services · Credit Services · NSE · as of 2026-09-11 (delayed ~30 min in market hours)

Paisalo Digital Limited, a non-banking financial company, engages in providing loans through its financial products in India. It offers small income generation loans, including Umeed loans, Pragati loans, and Vikas loans for self-employed individuals and small business owners in rural and semi-urban areas, supporting sectors like agriculture, retail, and handicrafts. The company also provides mobility loans, such as Gati loans for auto and electric rickshaw drivers, Raftaar loans for small vehicle owners, Do Ka Dum loans for two-wheelers purchase, and Ready Steady Go loans to purchase pre-owned cars; and entrepreneurial loans, including Udaan loans to empower entrepreneurs for business growth and expansion. In addition, it provides SME and MSME loans, and corporate loans across manufacturing, services, and trading sectors. The company was formerly known as S. E. Investments Limited and changed its name to Paisalo Digital Limited in January 2018. Paisalo Digital Limited was incorporated in 1992 and is headquartered in Agra, India.

84.23
1.54%
71Strong

Mkt Cap
₹7,669 Cr
P/E
31.0
P/B
4.2
Div Yield
0.15%
52W High
₹84.60
52W Low
₹30.00

Price & Volume

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Key Ratios

Market Cap (₹ cr)7,669.30
P/E30.97
P/B4.20
PEG1.25
ROE %13.20
ROCE %5.90
Debt / Equity2.43
EPS2.72
Revenue Growth %20.70
Profit Growth %28.80
Dividend Yield %0.15
Promoter Holding %57.67
FII Holding %15.88
DII Holding %
Beta0.37

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

BUYConviction 76%

Why buy

  • Revenue growth: 20.7% YoY
  • Profit growth: 28.8% YoY
  • Promoter holding: 57.7%
  • MACD: bullish
  • Price vs EMA21: above
  • Price vs SMA50: above
  • 52-Week High Breakout signal (setup quality 63%)

Bull case

  • Revenue growth: 20.7% YoY
  • Profit growth: 28.8% YoY
  • Promoter holding: 57.7%
  • MACD: bullish

Bear case

  • ROCE: 5.9%
  • Debt/Equity: 2.43
  • Sector momentum: sector -1.3% (1m)

Key risks

  • ROCE: 5.9%
  • Debt/Equity: 2.43

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹84.23
Stop Loss
₹76.87
risk 8.7%
Target 1 (1.5R)
₹95.27
+13.1%
Target 2 (3R)
₹106.32
+26.2%
Support (20d)
₹65.00
Resistance (52w)
₹84.60
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹7.36/share
ATR (volatility)
₹2.94
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹2.94). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental53
Technical76
Momentum90
Risk (safety)63

Peers — Financial Services

SHAREINDIA 1.33%
79
ANANDRATHI 0.39%
76
CRISIL 0.50%
74
MCX 0.73%
74
STEELCITY 0.11%
73
SMCGLOBAL 0.42%
73