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PNBHOUSINGPNB Housing Finance Limited

Financial Services · Mortgage Finance · NSE · as of 2026-07-21 (delayed ~30 min in market hours)

1,088.00
0.95%
64Decent

Price & Volume

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Key Ratios

Market Cap (₹ cr)28,623.20
P/E12.52
P/B1.49
PEG0.66
ROE %12.70
ROCE %
Debt / Equity2.77
EPS87.76
Revenue Growth %21.60
Profit Growth %19.00
Dividend Yield %0.46
Promoter Holding %28.03
FII Holding %57.34
DII Holding %
Beta0.30

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

Pullback to 21-EMALONG67%1,088.001,058.411,148.002.03
HOLDConviction 73%

The picture

  • Revenue growth: 21.6% YoY
  • Profit growth: 19.0% YoY
  • Valuation vs sector: P/E 12.5 vs sector 22.8
  • RSI: 56
  • Price vs EMA21: above
  • Price vs SMA50: above
  • Pullback to 21-EMA signal (setup quality 67%)

Bull case

  • Revenue growth: 21.6% YoY
  • Profit growth: 19.0% YoY
  • Valuation vs sector: P/E 12.5 vs sector 22.8
  • RSI: 56

Bear case

  • Debt/Equity: 2.77
  • Promoter holding: 28.0%
  • MACD: bearish
  • Volume: 0.6x 20-day average

Key risks

  • Debt/Equity: 2.77
  • Promoter holding: 28.0%

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹1,088.00
Stop Loss
₹1,014.01
risk 6.8%
Target 1 (1.5R)
₹1,198.98
+10.2%
Target 2 (3R)
₹1,309.96
+20.4%
Support (20d)
₹1,018.00
Resistance (52w)
₹1,132.70
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹73.99/share
ATR (volatility)
₹29.59
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹29.59). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental
59
Technical
64
Momentum
73
Risk (safety)
61

Peers — Financial Services

ANANDRATHI 0.45%
77
MONARCH 0.59%
75
UYFINCORP 0.47%
75
M&MFIN 7.78%
74
APTUS 1.75%
74
SHAREINDIA 2.62%
74

About

PNB Housing Finance Limited operates as a housing finance company in India. It provides loans to individuals and corporate bodies for purchase, construction, repair, and up-gradation of houses/flats/commercial properties, etc.; residential plot loans and loans for NRIs; loan against property, lease rental discounting, and loans for real estate developers; and home loans and fixed deposit products. The company was incorporated in 1988 and is based in Gurugram, India.