SSelectStock

SBICARDSBI Cards and Payment Services Limited

Financial Services · Credit Services · NSE · as of 2026-09-11 (delayed ~30 min in market hours)

SBI Cards and Payment Services Limited, a non-banking financial company, provides credit cards to individual and corporate customers in India. The company offers corporate, central travel, utility, and corporate purchase and virtual cards. It also acts as a corporate insurance agent for selling insurance policies to credit card customers. The company was incorporated in 1998 and is headquartered in Gurugram, India. SBI Cards and Payment Services Limited operates as a subsidiary of State Bank of India.

655.20
1.67%
55Average

Mkt Cap
₹62,544 Cr
P/E
27.4
P/B
4.0
Div Yield
0.35%
52W High
₹961.63
52W Low
₹565.45

Price & Volume

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Key Ratios

Market Cap (₹ cr)62,544.20
P/E27.44
P/B3.96
PEG1.38
ROE %13.80
ROCE %
Debt / Equity2.80
EPS23.88
Revenue Growth %23.40
Profit Growth %19.50
Dividend Yield %0.35
Promoter Holding %68.58
FII Holding %24.90
DII Holding %
Beta0.25

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

None of the 16 pattern scanners currently detects a setup on SBICARD — signals appear here automatically when one forms (checked on every data refresh). The Trade Plan on the right always provides stop-loss and target levels regardless.

HOLDConviction 65%

The picture

  • Revenue growth: 23.4% YoY
  • Profit growth: 19.5% YoY
  • Promoter holding: 68.6%
  • RSI: 52
  • MACD: bullish
  • Price vs EMA21: above

Bull case

  • Revenue growth: 23.4% YoY
  • Profit growth: 19.5% YoY
  • Promoter holding: 68.6%
  • RSI: 52

Bear case

  • Debt/Equity: 2.80
  • Dividend yield: 0.35%
  • Price vs SMA200: below
  • Golden cross setup: SMA50 below SMA200

Key risks

  • Debt/Equity: 2.80
  • Dividend yield: 0.35%

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹655.20
Stop Loss
₹609.58
risk 7%
Target 1 (1.5R)
₹723.63
+10.4%
Target 2 (3R)
₹792.06
+20.9%
Support (20d)
₹610.00
Resistance (52w)
₹961.63
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹45.62/share
ATR (volatility)
₹18.25
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹18.25). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental61
Technical53
Momentum45
Risk (safety)60

Peers — Financial Services

SHAREINDIA 1.33%
79
ANANDRATHI 0.39%
76
CRISIL 0.50%
74
MCX 0.73%
74
STEELCITY 0.11%
73
SMCGLOBAL 0.42%
73