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SBICARDSBI Cards and Payment Services Limited

Financial Services · Credit Services · NSE · as of 2026-07-21 (delayed ~30 min in market hours)

645.05
0.02%
50Average

Price & Volume

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Key Ratios

Market Cap (₹ cr)60,793.90
P/E28.06
P/B3.87
PEG2.02
ROE %14.69
ROCE %
Debt / Equity2.80
EPS22.77
Revenue Growth %18.60
Profit Growth %13.90
Dividend Yield %0.39
Promoter Holding %68.58
FII Holding %24.81
DII Holding %
Beta0.25

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

Double BottomLONG58%645.05565.45712.150.84
HOLDConviction 57%

The picture

  • Revenue growth: 18.6% YoY
  • Promoter holding: 68.6%
  • RSI: 61
  • MACD: bullish
  • Price vs EMA21: above
  • Volume trend: 1.6x baseline
  • Double Bottom signal (setup quality 58%)

Bull case

  • Revenue growth: 18.6% YoY
  • Promoter holding: 68.6%
  • RSI: 61
  • MACD: bullish

Bear case

  • Debt/Equity: 2.80
  • Dividend yield: 0.39%
  • Price vs SMA200: below
  • Golden cross setup: SMA50 below SMA200

Key risks

  • Momentum is fading versus the broader market
  • Debt/Equity: 2.80
  • Dividend yield: 0.39%

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹645.05
Stop Loss
₹602.12
risk 6.7%
Target 1 (1.5R)
₹709.44
+10.0%
Target 2 (3R)
₹773.84
+20.0%
Support (20d)
₹579.90
Resistance (52w)
₹961.63
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹42.93/share
ATR (volatility)
₹17.17
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹17.17). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental
54
Technical
58
Momentum
28
Risk (safety)
60

Peers — Financial Services

ANANDRATHI 0.45%
77
MONARCH 0.59%
75
UYFINCORP 0.47%
75
M&MFIN 7.78%
74
APTUS 1.75%
74
SHAREINDIA 2.62%
74

About

SBI Cards and Payment Services Limited, a non-banking financial company, provides credit cards to individual and corporate customers in India. The company offers corporate, central travel, utility, and corporate purchase and virtual cards. It also acts as a corporate insurance agent for selling insurance policies to credit card customers. The company was incorporated in 1998 and is headquartered in Gurugram, India. SBI Cards and Payment Services Limited operates as a subsidiary of State Bank of India.