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SHRIRAMFINShriram Finance Limited

Financial Services · Credit Services · NSE · as of 2026-07-21 (delayed ~30 min in market hours)

1,061.50
2.52%
63Decent

Price & Volume

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Key Ratios

Market Cap (₹ cr)2,38,565.50
P/E19.04
P/B2.89
PEG3.89
ROE %16.38
ROCE %
Debt / Equity2.76
EPS53.24
Revenue Growth %24.70
Profit Growth %4.90
Dividend Yield %1.04
Promoter Holding %22.12
FII Holding %59.50
DII Holding %
Beta0.57

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

Pullback to 21-EMALONG63%1,061.501,007.001,141.801.47
HOLDConviction 67%

The picture

  • Revenue growth: 24.7% YoY
  • ROE: 16.4%
  • Valuation vs sector: P/E 19.0 vs sector 22.8
  • RSI: 61
  • Price vs EMA21: above
  • Price vs SMA50: above
  • Pullback to 21-EMA signal (setup quality 63%)

Bull case

  • Revenue growth: 24.7% YoY
  • ROE: 16.4%
  • Valuation vs sector: P/E 19.0 vs sector 22.8
  • RSI: 61

Bear case

  • Profit growth: 4.9% YoY
  • Debt/Equity: 2.76
  • MACD: bearish
  • Trend strength (ADX): 19

Key risks

  • Weak fundamentals — technical strength may not sustain
  • Profit growth: 4.9% YoY
  • Debt/Equity: 2.76

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹1,061.50
Stop Loss
₹992.38
risk 6.5%
Target 1 (1.5R)
₹1,165.18
+9.8%
Target 2 (3R)
₹1,268.87
+19.5%
Support (20d)
₹975.03
Resistance (52w)
₹1,101.77
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹69.12/share
ATR (volatility)
₹27.65
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹27.65). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental
44
Technical
72
Momentum
68
Risk (safety)
75

Peers — Financial Services

ANANDRATHI 0.45%
77
MONARCH 0.59%
75
UYFINCORP 0.47%
75
M&MFIN 7.78%
74
APTUS 1.75%
74
SHAREINDIA 2.62%
74

About

Shriram Finance Limited, a non-banking finance company, provides financing services in India. It offers fixed and recurring deposits; commercial vehicle loans for commercial goods vehicles, passenger commercial vehicles, tractors and farm equipment, and construction equipment; two-wheeler, gold, used car loan, and personal loans; and green finance services. The company also provides business loans, such as MSME loans; working capital loans, including tyre, tax, fuel, toll financing, repair/top-up loans, fuel finance, challan discounting and vehicle insurance premium loans; motor insurance, including four-wheeler, two-wheeler, passenger and goods carrying vehicle insurance products; non motor insurance products, such as personal accident, shri criti care, and home insurance; and life insurance products comprising savings, retirement, child, protection plans, as well as recharges, including mobile recharge, mobile postpaid, landline postpaid, DTH, and FASTag recharge services. In addition, it offers utilities and bills services, such as electricity, LPG gas, gas bill payment, broadband postpaid, water, and cable tv; financial services and taxes comprising credit card, loan repayment, insurance, municipal services, and recurring deposit; and other services, such as housing society, clubs and associations, and education fees. It serves first time buyers, small road transport operators, commercial vehicles operators, micro, small, and medium enterprises (MSMEs), and individuals. The company was formerly known as Shriram Transport Finance Company Limited and changed its name to Shriram Finance Limited in November 2022. Shriram Finance Limited was incorporated in 1979 and is based in Mumbai, India.