SSelectStock

SPANDANASpandana Sphoorty Financial Limited

Financial Services · Credit Services · NSE · as of 2026-09-11 (delayed ~30 min in market hours)

Spandana Sphoorty Financial Limited engages in the microfinance business in India. The company provides joint liability group based microfinance for women entrepreneurs; loans against the property; nano enterprise loans; and individual loans. It serves low-income customers in semi-urban and rural areas. Spandana Sphoorty Financial Limited was founded in 1998 and is based in Hyderabad, India.

235.37
1.38%
36Weak

Mkt Cap
₹2,086 Cr
P/E
P/B
0.9
Div Yield
0.00%
52W High
₹319.40
52W Low
₹181.10

Price & Volume

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Key Ratios

Market Cap (₹ cr)2,086.30
P/E
P/B0.88
PEG
ROE %-32.80
ROCE %-5.00
Debt / Equity1.85
EPS-39.01
Revenue Growth %-57.60
Profit Growth %32.50
Dividend Yield %0.00
Promoter Holding %59.31
FII Holding %8.83
DII Holding %
Beta0.36

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

None of the 16 pattern scanners currently detects a setup on SPANDANA — signals appear here automatically when one forms (checked on every data refresh). The Trade Plan on the right always provides stop-loss and target levels regardless.

AVOIDConviction 73%

Why avoid

  • Overall evidence is weak (AlgoScore 36/100)
  • Revenue growth: -57.6% YoY
  • ROE: -32.8%
  • RSI: 39
  • Price vs EMA21: below

Bull case

  • Profit growth: 32.5% YoY
  • Promoter holding: 59.3%
  • MACD: bullish
  • Golden cross setup: SMA50 above SMA200

Bear case

  • Revenue growth: -57.6% YoY
  • ROE: -32.8%
  • RSI: 39
  • Price vs EMA21: below

Key risks

  • Elevated volatility / drawdown profile — size positions accordingly
  • Weak fundamentals — technical strength may not sustain
  • Momentum is fading versus the broader market
  • Revenue growth: -57.6% YoY
  • ROE: -32.8%

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹235.37
Stop Loss
₹226.09
risk 3.9%
Target 1 (1.5R)
₹249.30
+5.9%
Target 2 (3R)
₹263.22
+11.8%
Support (20d)
₹228.37
Resistance (52w)
₹319.40
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹9.28/share
ATR (volatility)
₹7.18
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹7.18). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental32
Technical37
Momentum37
Risk (safety)44

Peers — Financial Services

SHAREINDIA 1.33%
79
ANANDRATHI 0.39%
76
CRISIL 0.50%
74
MCX 0.73%
74
STEELCITY 0.11%
73
SMCGLOBAL 0.42%
73