SSelectStock

SPANDANASpandana Sphoorty Financial Limited

Financial Services · Credit Services · NSE · as of 2026-10-26 (delayed ~30 min in market hours)

Spandana Sphoorty Financial Limited engages in the microfinance business in India. The company provides joint liability group based microfinance for women entrepreneurs; loans against the property; nano enterprise loans; and individual loans. It serves low-income customers in semi-urban and rural areas. Spandana Sphoorty Financial Limited was founded in 1998 and is based in Hyderabad, India.

₹182.66
▲ 2.51%
24Weak

Mkt Cap
₹1,619 Cr
P/E
—
P/B
0.7
Div Yield
0.00%
52W High
₹319.40
52W Low
₹174.65

Price & Volume

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Key Ratios

Market Cap (₹ cr)1,619.10
P/E—
P/B0.68
PEG—
ROE %-32.80
ROCE %-5.00
Debt / Equity1.85
EPS-42.49
Revenue Growth %-57.60
Profit Growth %32.50
Dividend Yield %0.00
Promoter Holding %47.44
FII Holding %6.25
DII Holding %—
Beta0.35

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

None of the 16 pattern scanners currently detects a setup on SPANDANA — signals appear here automatically when one forms (checked on every data refresh). The Trade Plan on the right always provides stop-loss and target levels regardless.

AVOIDConviction 77%

Why avoid

  • • Overall evidence is weak (AlgoScore 24/100)
  • • Revenue growth: -57.6% YoY
  • • ROE: -32.8%
  • • RSI: 23
  • • MACD: bearish

Bull case

  • • Profit growth: 32.5% YoY
  • • Trend strength (ADX): 48
  • • Volume: 1.9x 20-day average

Bear case

  • • Revenue growth: -57.6% YoY
  • • ROE: -32.8%
  • • RSI: 23
  • • MACD: bearish

Key risks

  • • Elevated volatility / drawdown profile — size positions accordingly
  • • Weak fundamentals — technical strength may not sustain
  • • Momentum is fading versus the broader market
  • • Revenue growth: -57.6% YoY
  • • ROE: -32.8%

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹182.66
Stop Loss
₹172.90
risk 5.3%
Target 1 (1.5R)
₹197.29
+8.0%
Target 2 (3R)
₹211.93
+16.0%
Support (20d)
₹174.65
Resistance (52w)
₹319.40
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹9.76/share
ATR (volatility)
₹7.75
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹7.75). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental28
Technical30
Momentum4
Risk (safety)40

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