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PNBPunjab National Bank

Banking · Banks - Regional · NSE · as of 2026-07-20 (delayed ~30 min in market hours)

111.76
5.66%
59Decent

Price & Volume

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Key Ratios

Market Cap (₹ cr)1,20,675.90
P/E6.51
P/B0.80
PEG3.42
ROE %12.98
ROCE %
Debt / Equity0.58
EPS16.14
Revenue Growth %15.20
Profit Growth %1.90
Dividend Yield %2.84
Promoter Holding %70.08
FII Holding %19.34
DII Holding %
Beta0.53

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

Breakout with VolumeLONG88%111.76107.40120.482.00
Supertrend BuyLONG80%111.76102.15130.992.00
Bollinger SqueezeLONG74%111.76106.10123.082.00
Gap Up with VolumeLONG72%111.76105.77120.751.50
HOLDConviction 63%

The picture

  • Debt/Equity: 0.58
  • Promoter holding: 70.1%
  • Valuation vs sector: P/E 6.5 vs sector 12.5
  • RSI: 65
  • MACD: fresh bullish crossover
  • Price vs EMA21: above
  • Bollinger Squeeze signal (setup quality 74%)
  • Breakout with Volume signal (setup quality 88%)
  • Gap Up with Volume signal (setup quality 72%)

Bull case

  • Debt/Equity: 0.58
  • Promoter holding: 70.1%
  • Valuation vs sector: P/E 6.5 vs sector 12.5
  • RSI: 65

Bear case

  • Profit growth: 1.9% YoY
  • PEG ratio: 3.42
  • Price vs SMA200: below
  • Golden cross setup: SMA50 below SMA200

Key risks

  • Momentum is fading versus the broader market
  • Profit growth: 1.9% YoY
  • PEG ratio: 3.42

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹111.76
Stop Loss
₹105.68
risk 5.4%
Target 1 (1.5R)
₹120.88
+8.2%
Target 2 (3R)
₹130.00
+16.3%
Support (20d)
₹100.45
Resistance (52w)
₹131.33
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹6.08/share
ATR (volatility)
₹2.43
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹2.43). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental
58
Technical
70
Momentum
39
Risk (safety)
76

Peers — Banking

TMB 1.09%
78
J&KBANK 0.24%
78
FEDERALBNK 0.50%
75
UJJIVANSFB 1.13%
74
CAPITALSFB 0.43%
74
JSFB 7.83%
74

About

Punjab National Bank provides various banking and financial products and services in India and internationally. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers personal banking products and services, including saving fund accounts, current accounts, fixed deposit, and capital gain account and gold monetization schemes; and housing, vehicle, education, personal, gold, and mortgage and other loans. It also provides various micro, small, and medium enterprises schemes and loans; banking products for government customers; agricultural schemes and loans; corporate banking products and services consist of loans against future lease rentals, working capital financing, and term loans; EXIM finance and cash management services, as well as gold card schemes for exporters; and international banking products and services. In addition, the company offers life and general insurance services; depository, mutual funds, merchant banking, and application supported by blocked amount services; and NRI banking and services. Further, the company provides mobile and internet banking, UPI, SMS banking, missed call, e-statement, ATM, passbook updating machine, and electronic cheque deposit machine services; and point of sale (PoS) is the payment acceptance solutions, NFC-enabled terminals facilitating quick payments, as well as debit and credit cards. Punjab National Bank was incorporated in 1894 and is headquartered in New Delhi, India.