SOUTHBANKThe South Indian Bank Limited

Banking · Banks - Regional · NSE · as of 2026-07-20 (delayed ~30 min in market hours)

₹46.18

▲ 3.54%

Decent

Price & Volume

Loading chart…

Key Ratios

Market Cap (₹ cr)11,867.70

P/E8.17

P/B1.04

PEG0.45

ROE %13.53

ROCE %—

Debt / Equity0.34

EPS5.55

Revenue Growth %11.20

Profit Growth %18.30

Dividend Yield %0.88

Promoter Holding %4.91

FII Holding %26.57

DII Holding %—

Beta0.25

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals


Pullback to 21-EMA	LONG	72%	₹46.18	₹43.94	₹52.14	2.66
EMA Crossover	LONG	58%	₹46.18	₹43.01	₹52.52	2.00
Bullish Engulfing	LONG	55%	₹46.18	₹44.10	₹50.34	2.00

HOLDConviction 74%

The picture

• Profit growth: 18.3% YoY
• Debt/Equity: 0.34
• Valuation vs sector: P/E 8.2 vs sector 12.5
• RSI: 55
• Price vs EMA21: above
• Price vs SMA50: above
• Bullish Engulfing signal (setup quality 55%)
• EMA Crossover signal (setup quality 58%)
• Pullback to 21-EMA signal (setup quality 72%)

Bull case

• Profit growth: 18.3% YoY
• Debt/Equity: 0.34
• Valuation vs sector: P/E 8.2 vs sector 12.5
• RSI: 55

Bear case

• Promoter holding: 4.9%
• MACD: bearish
• Supertrend: bearish
• 1-month return: -4.7%

Key risks

• Promoter holding: 4.9%
• MACD: bearish

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)

₹46.18

Stop Loss

₹42.58

risk 7.8%

Target 1 (1.5R)

₹51.58

+11.7%

Target 2 (3R)

₹56.98

+23.4%

Support (20d)

₹43.01

Resistance (52w)

₹49.90

Risk : Reward

1 : 1.5 → 1 : 3

risking ₹3.60/share

ATR (volatility)

₹1.76

avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹1.76). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental

Technical

Momentum

Risk (safety)

Peers — Banking

About

The South Indian Bank Limited provides various banking products and services in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company's personal banking products and services include savings and current accounts, term deposits, and unclaimed deposits/inoperative accounts; personal, car, home, gold, educational, property, and other loans; loans against securities; one time settlement scheme for micro and small enterprises sector; wealth and mutual funds. It also offers insurance products, such as life, health, and various credit risk insurance, as well as general insurance products comprising fire, liability, marine, motor, personal accident, and travel insurance products. In addition, the company provides money transfer services; various cards; and value added services, including SIB rewardz, KYC certification of mutual fund investors, SIB e-academia, 3-in-one trading KIT, green pin, SIB feebook, branch banking, FX-retail, KYC updation, NETC FASTag, sovereign gold bonds, credit and debit cards, ATM cum shopping card, mobile and internet banking, demat, pension system, online trading, NPS lite, SIB collect, SIB travel card, PAN service agency, cash management, direct debit, tax payment and savings investments, and safe deposit locker services, as well as distributes capital gain bonds and tax free bonds. Its NRI banking services comprise NRE and NRO rupee accounts, and foreign currency deposits; e-services; remittances and payments; money transfers; and value-added services, as well as portfolio investment schemes. The company's business banking services include normal and premium accounts, SIB merchant plus, and trader smart current accounts; working capital, long term, non-fund based, supply chain, and SIB commercial vehicle loans; international finance; and merchant acquiring services. It operates through a network of branches and ATMs/CRMs. The South Indian Bank Limited was incorporate