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BANKINDIABank of India

Banking · Banks - Regional · NSE · as of 2026-07-20 (delayed ~30 min in market hours)

146.95
2.64%
62Decent

Price & Volume

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Key Ratios

Market Cap (₹ cr)66,901.40
P/E6.18
P/B0.74
PEG0.33
ROE %12.06
ROCE %
Debt / Equity1.19
EPS23.78
Revenue Growth %10.10
Profit Growth %18.60
Dividend Yield %3.16
Promoter Holding %73.38
FII Holding %14.08
DII Holding %
Beta0.76

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

Bullish EngulfingLONG57%146.95141.77157.312.00
HOLDConviction 66%

The picture

  • Profit growth: 18.6% YoY
  • Promoter holding: 73.4%
  • Valuation vs sector: P/E 6.2 vs sector 12.5
  • RSI: 56
  • MACD: fresh bullish crossover
  • Price vs EMA21: above
  • Bullish Engulfing signal (setup quality 57%)

Bull case

  • Profit growth: 18.6% YoY
  • Promoter holding: 73.4%
  • Valuation vs sector: P/E 6.2 vs sector 12.5
  • RSI: 56

Bear case

  • Golden cross setup: SMA50 below SMA200
  • Supertrend: bearish
  • 1-month return: +0.3%
  • 3-month return: -0.8%

Key risks

  • Golden cross setup: SMA50 below SMA200
  • Supertrend: bearish

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹146.95
Stop Loss
₹136.43
risk 7.2%
Target 1 (1.5R)
₹162.73
+10.7%
Target 2 (3R)
₹178.52
+21.5%
Support (20d)
₹134.01
Resistance (52w)
₹172.72
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹10.52/share
ATR (volatility)
₹4.21
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹4.21). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental
71
Technical
61
Momentum
44
Risk (safety)
79

Peers — Banking

TMB 1.09%
78
J&KBANK 0.24%
78
FEDERALBNK 0.50%
75
UJJIVANSFB 1.13%
74
CAPITALSFB 0.43%
74
JSFB 7.83%
74

About

Bank of India Limited provides various banking products and services in India and internationally. It operates through Treasury; Wholesale Banking; and Retail Banking segments. The company accepts various deposit products, such as savings, salary, current, term, and rera account deposits. It also provides debit, credit, and prepaid cards; personal, home, vehicle, education, star reverse mortgage, and home loans, as well as loans against property; and finance to new and existing business, healthcare schemes, govt. sponsored schemes, and commercial vehicle finance services. In addition, the company offers credit, cash management, and trade finance services; government deposit schemes, including public provident fund, senior citizens savings, Sukanya Samridhi, national pension system, departmentalized ministries, sovereign and RBI bond, mahila samman savings certificate, and other schemes; mutual funds; and life, health, and general insurance products. Further, it provides NRI services, such as accounts, loans, and money remittance and ancillary services; kisan credit card; gold loans; self-help group; Atmanirbhar schemes; tractor/farm mechanization; food and agro loans; agri allied activities; kisan ghar and agri mortgage loan; agri clinic/agri business centers; and other loans services. Additionally, it offers internet banking, mobile banking, and payment services. The company was incorporated in 1906 and is headquartered in Mumbai, India.