SSelectStock

BANKINDIABank of India

Banking · Banks - Regional · NSE · as of 2026-09-11 (delayed ~30 min in market hours)

Bank of India Limited provides various banking products and services in India and internationally. It operates through Treasury; Wholesale Banking; and Retail Banking segments. The company accepts various deposit products, such as savings, salary, current, term, and rera account deposits. It also provides debit, credit, and prepaid cards; personal, home, vehicle, education, star reverse mortgage, and home loans, as well as loans against property; and finance to new and existing business, healthcare schemes, govt. sponsored schemes, and commercial vehicle finance services. In addition, the company offers credit, cash management, and trade finance services; government deposit schemes, including public provident fund, senior citizens savings, Sukanya Samridhi, national pension system, departmentalized ministries, sovereign and RBI bond, mahila samman savings certificate, and other schemes; mutual funds; and life, health, and general insurance products. Further, it provides NRI services, such as accounts, loans, and money remittance and ancillary services; kisan credit card; gold loans; self-help group; Atmanirbhar schemes; tractor/farm mechanization; food and agro loans; agri allied activities; kisan ghar and agri mortgage loan; agri clinic/agri business centers; and other loans services. Additionally, it offers internet banking, mobile banking, and payment services. The company was incorporated in 1906 and is headquartered in Mumbai, India.

140.00
0.71%
47Average

Mkt Cap
₹63,497 Cr
P/E
5.9
P/B
0.8
Div Yield
3.36%
52W High
₹172.72
52W Low
₹112.33

Price & Volume

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Key Ratios

Market Cap (₹ cr)63,497.40
P/E5.89
P/B0.77
PEG0.30
ROE %12.06
ROCE %
Debt / Equity1.19
EPS23.78
Revenue Growth %10.10
Profit Growth %18.60
Dividend Yield %3.36
Promoter Holding %73.38
FII Holding %14.84
DII Holding %
Beta0.76

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

AVOIDConviction 57%

Why avoid

  • A bearish pattern is active and overall evidence is mixed
  • MACD: bearish
  • Price vs EMA21: below
  • 1-month return: -3.4%
  • 3-month return: -3.9%
  • Double Top bearish signal (setup quality 70%)

Bull case

  • Profit growth: 18.6% YoY
  • Promoter holding: 73.4%
  • Valuation vs sector: P/E 5.9 vs sector 11.1
  • Volatility: 32% annualized

Bear case

  • MACD: bearish
  • Price vs EMA21: below
  • 1-month return: -3.4%
  • 3-month return: -3.9%

Key risks

  • Momentum is fading versus the broader market
  • MACD: bearish
  • Price vs EMA21: below

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹140.00
Stop Loss
₹135.89
risk 2.9%
Target 1 (1.5R)
₹146.17
+4.4%
Target 2 (3R)
₹152.34
+8.8%
Support (20d)
₹137.26
Resistance (52w)
₹172.72
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹4.11/share
ATR (volatility)
₹3.02
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹3.02). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental71
Technical20
Momentum31
Risk (safety)79

Peers — Banking

MAHABANK 0.18%
76
TMB 1.38%
75
DCBBANK 0.33%
72
RBLBANK 0.43%
72
CUB 0.38%
69
KARURVYSYA 0.45%
66