SSelectStock

EQUITASBNKEquitas Small Finance Bank Limited

Banking · Banks - Regional · NSE · as of 2026-10-26 (delayed ~30 min in market hours)

Equitas Small Finance Bank Limited provides various banking products and services to individuals and corporates, and micro, small, and medium enterprises in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers fixed and term deposit products, and savings and current accounts, as well as trust, association, society, and club accounts. It also provides various loans, such as small business loans; vehicle financing, including used and new commercial vehicles and passenger cars; microfinance and microloans; affordable housing finance; MSE and NBFC finance; gold and staff loans; credit cards; and personal loans. In addition, the company offers lockers; forex services; life insurance products, including traditional, term, and ULIP; general insurance products, such as motor, fire, PA, and Sachet; health insurance products, including SAHI plans; mutual funds; FASTag; and the three-in-one account, comprising bank, demat, and trading. It serves children and senior citizens, non-resident Indians (NRIs), and farmers through banking outlets, offices, and ATMs. The company was formerly known as Equitas Finance Limited. Equitas Small Finance Bank Limited was incorporated in 1993 and is based in Chennai, India.

₹64.30
▼ 2.25%
32Weak

Mkt Cap
₹7,355 Cr
P/E
14.4
P/B
1.2
Div Yield
0.00%
52W High
₹83.90
52W Low
₹51.25

Price & Volume

Loading chart…

Key Ratios

Market Cap (₹ cr)7,354.70
P/E14.42
P/B1.21
PEG—
ROE %1.70
ROCE %—
Debt / Equity0.94
EPS4.46
Revenue Growth %19.20
Profit Growth %-29.90
Dividend Yield %0.00
Promoter Holding %12.18
FII Holding %55.47
DII Holding %—
Beta0.46

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

AVOIDConviction 71%

Why avoid

  • • Overall evidence is weak (AlgoScore 32/100)
  • • Profit growth: -29.9% YoY
  • • ROE: 1.7%
  • • RSI: 35
  • • MACD: bearish
  • • Double Top bearish signal (setup quality 58%)

Bull case

  • • Revenue growth: 19.2% YoY
  • • Golden cross setup: SMA50 above SMA200
  • • Liquidity: ₹8.9 cr avg turnover

Bear case

  • • Profit growth: -29.9% YoY
  • • ROE: 1.7%
  • • RSI: 35
  • • MACD: bearish

Key risks

  • • Weak fundamentals — technical strength may not sustain
  • • Momentum is fading versus the broader market
  • • Profit growth: -29.9% YoY
  • • ROE: 1.7%

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹64.30
Stop Loss
₹62.81
risk 2.3%
Target 1 (1.5R)
₹66.54
+3.5%
Target 2 (3R)
₹68.78
+7.0%
Support (20d)
₹63.44
Resistance (52w)
₹83.90
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹1.49/share
ATR (volatility)
₹2.14
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹2.14). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental29
Technical29
Momentum18
Risk (safety)68

Peers — Banking

UNIONBANK▲ 1.29%
72
KOTAKBANK▲ 2.38%
71
SOUTHBANK▲ 0.25%
71
PNB▲ 0.43%
70
KARURVYSYA▲ 0.42%
68
FEDERALBNK▲ 1.03%
68