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IDFCFIRSTBIDFC First Bank Limited

Banking · Banks - Regional · NSE · as of 2026-07-20 (delayed ~30 min in market hours)

81.78
1.78%
50Average

Price & Volume

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Key Ratios

Market Cap (₹ cr)70,469.00
P/E43.50
P/B1.50
PEG
ROE %3.40
ROCE %
Debt / Equity0.77
EPS1.88
Revenue Growth %-1.10
Profit Growth %-23.20
Dividend Yield %0.00
Promoter Holding %12.87
FII Holding %33.53
DII Holding %
Beta1.28

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

Cup & HandleLONG82%81.7878.7896.785.00
Bollinger SqueezeLONG65%81.7879.6786.002.00
HOLDConviction 50%

The picture

  • Debt/Equity: 0.77
  • RSI: 64
  • Price vs EMA21: above
  • Price vs SMA50: above
  • 3-month return: +19.6%
  • 3-month vs NIFTY: +20.1% relative
  • Bollinger Squeeze signal (setup quality 65%)
  • Cup & Handle signal (setup quality 82%)

Bull case

  • Debt/Equity: 0.77
  • RSI: 64
  • Price vs EMA21: above
  • Price vs SMA50: above

Bear case

  • Revenue growth: -1.1% YoY
  • Profit growth: -23.2% YoY
  • MACD: bearish
  • Golden cross setup: SMA50 below SMA200

Key risks

  • Weak fundamentals — technical strength may not sustain
  • Revenue growth: -1.1% YoY
  • Profit growth: -23.2% YoY

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹81.78
Stop Loss
₹77.50
risk 5.2%
Target 1 (1.5R)
₹88.20
+7.9%
Target 2 (3R)
₹94.62
+15.7%
Support (20d)
₹77.47
Resistance (52w)
₹87.00
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹4.28/share
ATR (volatility)
₹1.71
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹1.71). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental
11
Technical
69
Momentum
63
Risk (safety)
68

Peers — Banking

TMB 1.09%
78
J&KBANK 0.24%
78
FEDERALBNK 0.50%
75
UJJIVANSFB 1.13%
74
CAPITALSFB 0.43%
74
JSFB 7.83%
74

About

IDFC First Bank Limited provides various banking and financial services in India. It operates through the Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Business segments. The company offers treasury and forex solutions, including correspondent banking, FX, cross-border swift, government bonds and strips, liberalized remittance scheme, and external commercial borrowing solutions, as well as treasury solutions comprising forwards, options, and swaps. It also provides retail lending solutions, such as home loans, vehicle loans, consumer loans, education loans, personal loans, used car loans, gold loans, rural finance, and tractor finance; SME lending solutions that consist of loan against property, business banking, working capital loans, commercial vehicle loans, micro enterprise loans, trade advance, and startup banking; CASA and fixed deposits, which include current accounts, savings accounts, fixed deposits, nostro/vostro accounts, overdrafts, corporate salary accounts, accounts for ONDC, and escrow account; and NRI Banking that comprises NRE accounts, NRO accounts, seafarer accounts, FCNR deposits, and NRE/NRO deposits. In addition, the company offers wealth management and distribution solutions, including distribution of life insurance, general insurance, credit shield, health insurance, mutual funds, and AIFs; credit cards; and FASTag, such as tag issuer, toll acquirer, toll, parking, and fuel solutions. Further, it provides trade finance solutions that consist of letters of credit and discounting, bank guarantee, buyer's credit/SBLC, parking credit in foreign currency and INR, remittances, and pre and post shipment finance; supply chain financing; and transaction banking and CMS solutions. The company was formerly known as IDFC Bank Limited and changed its name to IDFC First Bank Limited in January 2019. IDFC First Bank Limited was founded in 1997 and is headquartered in Mumbai, India.