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IOBIndian Overseas Bank

Banking · Banks - Regional · NSE · as of 2026-10-26 (delayed ~30 min in market hours)

Indian Overseas Bank provides various banking products and services in India and internationally. It operates through Treasury Operations, Corporate/Wholesale Banking Operations, Retail Operations, and Other Banking Operations segments. The company accepts various deposits, such as demand, savings, current, fixed, recurring, tax saver, and term deposits. Its loan products include home, vehicle, jewel, consumer durable, education, reverse mortgage, personal, agricultural, and corporate loans, as well as loan against the property and sovereign gold bond; and micro, small, and medium enterprise loans. The company also provides debit and credit cards, export credit, NRI accounts, agricultural and rural banking products, mutual funds, lockers, merchant banking, and internet and mobile banking services; depository services; and life, health, personal accident, digital, and motor insurance products. It operates branches, ATMs, and business correspondents in India; and overseas branches in Singapore, Hong Kong, Thailand, and Sri Lanka. Indian Overseas Bank was incorporated in 1936 and is headquartered in Chennai, India.

₹30.38
▲ 5.93%
49Average

Mkt Cap
₹57,203 Cr
P/E
10.2
P/B
1.7
Div Yield
0.00%
52W High
₹41.29
52W Low
₹28.32

Price & Volume

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Key Ratios

Market Cap (₹ cr)57,202.80
P/E10.19
P/B1.73
PEG0.27
ROE %16.53
ROCE %—
Debt / Equity1.40
EPS2.98
Revenue Growth %48.10
Profit Growth %45.90
Dividend Yield %0.00
Promoter Holding %92.44
FII Holding %4.31
DII Holding %—
Beta0.28

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

HOLDConviction 51%

The picture

  • • Revenue growth: 48.1% YoY
  • • Profit growth: 45.9% YoY
  • • ROE: 16.5%
  • • Volume: 4.3x 20-day average
  • • Volume trend: 1.6x baseline
  • • Volatility: 25% annualized
  • • RSI Oversold Reversal signal (setup quality 60%)

Bull case

  • • Revenue growth: 48.1% YoY
  • • Profit growth: 45.9% YoY
  • • ROE: 16.5%
  • • Volume: 4.3x 20-day average

Bear case

  • • Dividend yield: 0.00%
  • • MACD: bearish
  • • Price vs EMA21: below
  • • 1-month return: -4.8%

Key risks

  • • Momentum is fading versus the broader market
  • • Dividend yield: 0.00%
  • • MACD: bearish

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹30.38
Stop Loss
₹28.08
risk 7.6%
Target 1 (1.5R)
₹33.83
+11.4%
Target 2 (3R)
₹37.28
+22.7%
Support (20d)
₹28.32
Resistance (52w)
₹41.29
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹2.30/share
ATR (volatility)
₹0.92
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹0.92). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental78
Technical35
Momentum18
Risk (safety)70

Peers — Banking

UNIONBANK▲ 1.29%
72
KOTAKBANK▲ 2.38%
71
SOUTHBANK▲ 0.25%
71
PNB▲ 0.43%
70
KARURVYSYA▲ 0.42%
68
FEDERALBNK▲ 1.03%
68