SSelectStock

J&KBANKThe Jammu & Kashmir Bank Limited

Banking · Banks - Regional · NSE · as of 2026-10-26 (delayed ~30 min in market hours)

Jammu and Kashmir Bank Limited provides various banking products and services. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers savings, current, salary, pension, and NRE and NRO accounts; and term deposits. The company also provides housing, consumer, education, term, car, coaching fee, personal consumption, and skill loans; festival advances; and laptop/PC, smartphone, school education, modular kitchen, Sahafat, solar equipment, and two-wheeler finance services, as well as cash credit schemes, and loans against gold ornaments and jewellery. In addition, it offers commercial vehicle, school bus, passenger bus/mini bus, dastkar, craftsmen, commercial premises, contractor, mini sheep farm establishment, construction equipment, and tourism financing services; Saral financing services to small businessmen; mortgage loans for trade and service sector, loans against property, fair price shop schemes, and start-ups financing services; Karobar cards; guaranteed emergency credit lines; credit guarantee schemes for subordinate debt; asset based agri loans, fruit advances schemes, and Giri finance schemes; and mortgage loan schemes for agricultural produce traders. Further, the company provides government sponsored schemes; life and non-life insurance products; debit and credit cards; and merchant acquiring services. Jammu and Kashmir Bank Limited was incorporated in 1938 and is headquartered in Srinagar, India.

₹117.02
▲ 3.48%
41Weak

Mkt Cap
₹12,580 Cr
P/E
5.5
P/B
1.0
Div Yield
1.79%
52W High
₹201.75
52W Low
₹97.35

Price & Volume

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Key Ratios

Market Cap (₹ cr)12,579.90
P/E5.46
P/B0.96
PEG0.59
ROE %15.37
ROCE %—
Debt / Equity0.21
EPS21.42
Revenue Growth %-1.50
Profit Growth %13.30
Dividend Yield %1.79
Promoter Holding %64.07
FII Holding %10.38
DII Holding %—
Beta0.48

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

None of the 16 pattern scanners currently detects a setup on J&KBANK — signals appear here automatically when one forms (checked on every data refresh). The Trade Plan on the right always provides stop-loss and target levels regardless.

HOLDConviction 58%

The picture

  • • Debt/Equity: 0.21
  • • Promoter holding: 64.1%
  • • Valuation vs sector: P/E 5.5 vs sector 10.2
  • • Golden cross setup: SMA50 above SMA200
  • • Trend strength (ADX): 28
  • • Volume trend: 1.9x baseline

Bull case

  • • Debt/Equity: 0.21
  • • Promoter holding: 64.1%
  • • Valuation vs sector: P/E 5.5 vs sector 10.2
  • • Golden cross setup: SMA50 above SMA200

Bear case

  • • Revenue growth: -1.5% YoY
  • • RSI: 27
  • • MACD: bearish
  • • 1-month return: -20.4%

Key risks

  • • Momentum is fading versus the broader market
  • • Revenue growth: -1.5% YoY
  • • RSI: 27

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹117.02
Stop Loss
₹110.48
risk 5.6%
Target 1 (1.5R)
₹126.82
+8.4%
Target 2 (3R)
₹136.63
+16.8%
Support (20d)
₹111.60
Resistance (52w)
₹201.75
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹6.54/share
ATR (volatility)
₹5.71
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹5.71). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental70
Technical32
Momentum11
Risk (safety)51

Peers — Banking

UNIONBANK▲ 1.29%
72
KOTAKBANK▲ 2.38%
71
SOUTHBANK▲ 0.25%
71
PNB▲ 0.43%
70
KARURVYSYA▲ 0.42%
68
FEDERALBNK▲ 1.03%
68