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KTKBANKThe Karnataka Bank Limited

Banking · Banks - Regional · NSE · as of 2026-07-20 (delayed ~30 min in market hours)

275.25
0.77%
68Decent

Price & Volume

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Key Ratios

Market Cap (₹ cr)10,367.80
P/E7.92
P/B0.78
PEG0.13
ROE %10.36
ROCE %
Debt / Equity0.40
EPS34.62
Revenue Growth %-1.70
Profit Growth %61.50
Dividend Yield %1.82
Promoter Holding %5.71
FII Holding %19.69
DII Holding %
Beta0.30

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

Pullback to 21-EMALONG61%275.25268.35286.701.66
HOLDConviction 76%

The picture

  • Profit growth: 61.5% YoY
  • Debt/Equity: 0.40
  • Valuation vs sector: P/E 7.9 vs sector 12.5
  • RSI: 56
  • MACD: bullish
  • Price vs EMA21: above
  • Pullback to 21-EMA signal (setup quality 61%)

Bull case

  • Profit growth: 61.5% YoY
  • Debt/Equity: 0.40
  • Valuation vs sector: P/E 7.9 vs sector 12.5
  • RSI: 56

Bear case

  • Revenue growth: -1.7% YoY
  • ROE: 10.4%
  • Trend strength (ADX): 17
  • Volume: 0.6x 20-day average

Key risks

  • Revenue growth: -1.7% YoY
  • ROE: 10.4%

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹275.25
Stop Loss
₹258.44
risk 6.1%
Target 1 (1.5R)
₹300.47
+9.2%
Target 2 (3R)
₹325.68
+18.3%
Support (20d)
₹261.05
Resistance (52w)
₹282.95
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹16.81/share
ATR (volatility)
₹7.74
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹7.74). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental
62
Technical
70
Momentum
69
Risk (safety)
75

Peers — Banking

TMB 1.09%
78
J&KBANK 0.24%
78
FEDERALBNK 0.50%
75
UJJIVANSFB 1.13%
74
CAPITALSFB 0.43%
74
JSFB 7.83%
74

About

The Karnataka Bank Limited provides various banking and financial services in India. It operates through four segments: Treasury operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The Corporate/Wholesale Banking segment provides various fund and non-fund-based products, including term loans, working capital facilities, foreign exchange services, structured finance, as well as trade financing products, such as letters of credit, guarantees, and bill discounting. The Retail Banking segment offers home, automobile, personal, and education loans; loans against term deposits; loans against securities; and gold, small business, and agriculture loans to agriculture, MSME, housing, and education sectors. Its products include KBL Contractor Mitra, KBL Micro Mitra, KBL Export Mitra, KBL MSME, as well as KBL Mahila Udyog for financial support of women entrepreneurs. The Treasury segment engages in statutory reserves management, such as SLR and CRR; liquidity and treasury management; investment and trading activities; and foreign exchange activities. The Other Banking Operations segment offers a range of ancillary products and services, including collection of taxes, digital marketing initiatives, trade finance automation, doorstep gold loan, OMNI channel, corporate salary account, and enhanced whatsapp banking, as well as FASTag services. It also invests in sovereign debt instruments and other fixed income securities; mutual funds; certificates of deposits; floating rate instrument; forward contracts; and trades debt and equity securities. In addition, the company distributes insurance products. The Karnataka Bank Limited was incorporated in 1924 and is based in Mangalore, India.