SSelectStock

PSBPunjab & Sind Bank

Banking · Banks - Regional · NSE · as of 2026-10-26 (delayed ~30 min in market hours)

Punjab & Sind Bank provides various banking and financial products and services in India. It offers deposit products, including saving accounts, current accounts, salary, fixed deposits. The company also provides loans, such as home, auto, skill education, commercial vehicle, personal, doctor, mortgage, vyapar, e-vahan, gold, mudra, MSME, and agri loans; and SME liquid plus and contractor plus products, as well as sukhmoney for senior citizens, SB OD and central sector interest subsidiary schemes, roof solar top solar finance, and debt restructuring services. In addition, it offers locker facility and government schemes; life, general, and health insurance services; digital banking services comprising internet and mobile banking, SMS banking, Aadhaar seeding and pay, point of sale, unified payment interface, BBPS, IMPS/USSD, RTGS/NEFT, ATM/debit cards, and online payment; international banking services, including NRI schemes, export/import services, forex treasury, residential facilities, and gold card scheme; and social banking services. The company was incorporated in 1908 and is headquartered in New Delhi, India.

₹19.05
▲ 4.61%
40Weak

Mkt Cap
₹13,620 Cr
P/E
9.9
P/B
1.1
Div Yield
1.87%
52W High
₹32.46
52W Low
₹18.00

Price & Volume

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Key Ratios

Market Cap (₹ cr)13,619.80
P/E9.87
P/B1.06
PEG0.50
ROE %9.79
ROCE %—
Debt / Equity0.99
EPS1.93
Revenue Growth %10.90
Profit Growth %23.70
Dividend Yield %1.87
Promoter Holding %93.85
FII Holding %1.46
DII Holding %—
Beta0.49

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

None of the 16 pattern scanners currently detects a setup on PSB — signals appear here automatically when one forms (checked on every data refresh). The Trade Plan on the right always provides stop-loss and target levels regardless.

AVOIDConviction 58%

Why avoid

  • • Overall evidence is weak (AlgoScore 40/100)
  • • ROE: 9.8%
  • • RSI: 30
  • • MACD: bearish
  • • 1-month return: -12.5%

Bull case

  • • Profit growth: 23.7% YoY
  • • Promoter holding: 93.8%
  • • Valuation vs sector: P/E 9.9 vs sector 10.2
  • • Trend strength (ADX): 28

Bear case

  • • ROE: 9.8%
  • • RSI: 30
  • • MACD: bearish
  • • 1-month return: -12.5%

Key risks

  • • Momentum is fading versus the broader market
  • • ROE: 9.8%
  • • RSI: 30

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹19.05
Stop Loss
₹17.82
risk 6.5%
Target 1 (1.5R)
₹20.89
+9.7%
Target 2 (3R)
₹22.74
+19.4%
Support (20d)
₹18.00
Resistance (52w)
₹32.46
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹1.23/share
ATR (volatility)
₹0.67
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹0.67). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental71
Technical28
Momentum8
Risk (safety)53

Peers — Banking

UNIONBANK▲ 1.29%
72
KOTAKBANK▲ 2.38%
71
SOUTHBANK▲ 0.25%
71
PNB▲ 0.43%
70
KARURVYSYA▲ 0.42%
68
FEDERALBNK▲ 1.03%
68