SSelectStock

SURYODAYSuryoday Small Finance Bank Limited

Banking · Banks - Regional · NSE · as of 2026-09-11 (delayed ~30 min in market hours)

Suryoday Small Finance Bank Limited provides financial products to micro-entrepreneurs and underserved communities and individuals in India. It operates through Treasury, Retail Banking, Corporate Banking, and Other Banking Operation segments. The company offers savings, salary, and current accounts; and term and fixed deposits, recurring, and double joy deposits. It also provides two-wheeler, commercial vehicle, and car loans; micro home loans and micro LAP; home loan; secured business loan; personal loan; MSME loan; merchant loan for business; small business loan; and supply chain finance, as well as joint liability group and individual unsecured loans. In addition, the company offers debit and credit cards; life and general insurance services; social security schemes and mutual funds and broking services; inward and outward remittance services; and internet banking and mobile banking services. The company was incorporated in 2008 and is based in Navi Mumbai, India.

148.05
1.99%
48Average

Mkt Cap
₹1,576 Cr
P/E
8.2
P/B
0.8
Div Yield
0.94%
52W High
₹218.00
52W Low
₹115.41

Price & Volume

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Key Ratios

Market Cap (₹ cr)1,576.40
P/E8.21
P/B0.78
PEG0.08
ROE %7.30
ROCE %
Debt / Equity1.37
EPS18.03
Revenue Growth %45.40
Profit Growth %113.00
Dividend Yield %0.94
Promoter Holding %35.40
FII Holding %18.93
DII Holding %
Beta0.51

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

AVOIDConviction 62%

Why avoid

  • A bearish pattern is active and overall evidence is mixed
  • ROE: 7.3%
  • Promoter holding: 35.4%
  • RSI: 37
  • Price vs EMA21: below
  • Descending Triangle bearish signal (setup quality 65%)

Bull case

  • Revenue growth: 45.4% YoY
  • Profit growth: 113.0% YoY
  • Valuation vs sector: P/E 8.2 vs sector 11.1
  • MACD: bullish

Bear case

  • ROE: 7.3%
  • Promoter holding: 35.4%
  • RSI: 37
  • Price vs EMA21: below

Key risks

  • Momentum is fading versus the broader market
  • ROE: 7.3%
  • Promoter holding: 35.4%

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹148.05
Stop Loss
₹145.28
risk 1.9%
Target 1 (1.5R)
₹152.20
+2.8%
Target 2 (3R)
₹156.35
+5.6%
Support (20d)
₹146.75
Resistance (52w)
₹218.00
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹2.77/share
ATR (volatility)
₹4.97
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹4.97). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental68
Technical33
Momentum34
Risk (safety)65

Peers — Banking

MAHABANK 0.18%
76
TMB 1.38%
75
DCBBANK 0.33%
72
RBLBANK 0.43%
72
CUB 0.38%
69
KARURVYSYA 0.45%
66