SSelectStock

UTKARSHBNKUtkarsh Small Finance Bank Limited

Banking · Banks - Regional · NSE · as of 2026-09-11 (delayed ~30 min in market hours)

Utkarsh Small Finance Bank Limited provides banking and financial services for individuals and businesses in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, term and recurrent deposit, institutional, and escrow banking accounts; term deposit products; certificates of deposits; locker facilities; digital products; investment products; joint liability group, business, MSME, commercial vehicle and construction equipment, gold, personal, home and other loans; overdraft against fixed deposit, wholesale lending, LAP retail, and Micro LAP; inward and outward remittance; and bill payment services. It also provides ATM, branch, internet, and mobile banking services; micro and wholesale banking services; mutual funds; and life, health, and general insurance. The company was founded in 2009 and is headquartered in Varanasi, India. Utkarsh Small Finance Bank Limited is a subsidiary of Utkarsh CoreInvest Limited.

14.52
1.89%
53Average

Mkt Cap
₹2,584 Cr
P/E
P/B
0.9
Div Yield
0.00%
52W High
₹22.59
52W Low
₹10.12

Price & Volume

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Key Ratios

Market Cap (₹ cr)2,583.90
P/E
P/B0.93
PEG
ROE %-41.50
ROCE %
Debt / Equity0.91
EPS-6.39
Revenue Growth %234.70
Profit Growth %-4,956.50
Dividend Yield %0.00
Promoter Holding %53.15
FII Holding %11.83
DII Holding %
Beta0.98

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

HOLDConviction 62%

The picture

  • Revenue growth: 234.7% YoY
  • Promoter holding: 53.1%
  • MACD: bullish
  • Price vs SMA200: above
  • Golden cross setup: SMA50 above SMA200
  • 1-month vs NIFTY: +6.0% relative
  • Cup & Handle signal (setup quality 70%)

Bull case

  • Revenue growth: 234.7% YoY
  • Promoter holding: 53.1%
  • MACD: bullish
  • Price vs SMA200: above

Bear case

  • Profit growth: -4956.5% YoY
  • ROE: -41.5%
  • Price vs EMA21: below
  • Price vs SMA50: below

Key risks

  • Weak fundamentals — technical strength may not sustain
  • Profit growth: -4956.5% YoY
  • ROE: -41.5%

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹14.52
Stop Loss
₹13.71
risk 5.6%
Target 1 (1.5R)
₹15.73
+8.3%
Target 2 (3R)
₹16.95
+16.7%
Support (20d)
₹13.85
Resistance (52w)
₹22.59
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹0.81/share
ATR (volatility)
₹0.66
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹0.66). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental42
Technical57
Momentum64
Risk (safety)50

Peers — Banking

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