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UTKARSHBNKUtkarsh Small Finance Bank Limited

Banking · Banks - Regional · NSE · as of 2026-07-20 (delayed ~30 min in market hours)

15.01
0.13%
46Average

Price & Volume

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Key Ratios

Market Cap (₹ cr)2,667.50
P/E
P/B0.96
PEG
ROE %-40.03
ROCE %
Debt / Equity0.91
EPS-8.37
Revenue Growth %-48.60
Profit Growth %-4,956.50
Dividend Yield %0.00
Promoter Holding %52.72
FII Holding %11.84
DII Holding %
Beta1.02

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

None of the 16 pattern scanners currently detects a setup on UTKARSHBNK — signals appear here automatically when one forms (checked on every data refresh). The Trade Plan on the right always provides stop-loss and target levels regardless.

HOLDConviction 57%

The picture

  • Promoter holding: 52.7%
  • RSI: 58
  • MACD: bullish
  • Price vs EMA21: above
  • 3-month vs NIFTY: +7.3% relative
  • 6-month vs NIFTY: +8.4% relative

Bull case

  • Promoter holding: 52.7%
  • RSI: 58
  • MACD: bullish
  • Price vs EMA21: above

Bear case

  • Revenue growth: -48.6% YoY
  • Profit growth: -4956.5% YoY
  • Golden cross setup: SMA50 below SMA200
  • Volume: 0.5x 20-day average

Key risks

  • Weak fundamentals — technical strength may not sustain
  • Revenue growth: -48.6% YoY
  • Profit growth: -4956.5% YoY

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹15.01
Stop Loss
₹13.74
risk 8.5%
Target 1 (1.5R)
₹16.91
+12.7%
Target 2 (3R)
₹18.82
+25.4%
Support (20d)
₹13.88
Resistance (52w)
₹24.00
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹1.27/share
ATR (volatility)
₹0.59
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹0.59). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental
22
Technical
68
Momentum
47
Risk (safety)
49

Peers — Banking

TMB 1.09%
78
J&KBANK 0.24%
78
FEDERALBNK 0.50%
75
UJJIVANSFB 1.13%
74
CAPITALSFB 0.43%
74
JSFB 7.83%
74

About

Utkarsh Small Finance Bank Limited provides banking and financial services for individuals and businesses in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, term and recurrent deposit, institutional, and escrow banking accounts; term deposit products; certificates of deposits; locker facilities; digital products; investment products; joint liability group, business, MSME, commercial vehicle and construction equipment, gold, personal, home and other loans; overdraft against fixed deposit, wholesale lending, LAP retail, and Micro LAP; inward and outward remittance; and bill payment services. It also provides ATM, branch, internet, and mobile banking services; micro and wholesale banking services; mutual funds; and life, health, and general insurance. The company was founded in 2009 and is headquartered in Varanasi, India. Utkarsh Small Finance Bank Limited is a subsidiary of Utkarsh CoreInvest Limited.