SSelectStock

UTKARSHBNKUtkarsh Small Finance Bank Limited

Banking · Banks - Regional · NSE · as of 2026-10-26 (delayed ~30 min in market hours)

Utkarsh Small Finance Bank Limited provides banking and financial services for individuals and businesses in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, term and recurrent deposit, institutional, and escrow banking accounts; term deposit products; certificates of deposits; locker facilities; digital products; investment products; joint liability group, business, MSME, commercial vehicle and construction equipment, gold, personal, home and other loans; overdraft against fixed deposit, wholesale lending, LAP retail, and Micro LAP; inward and outward remittance; and bill payment services. It also provides ATM, branch, internet, and mobile banking services; micro and wholesale banking services; mutual funds; and life, health, and general insurance. The company was founded in 2009 and is headquartered in Varanasi, India. Utkarsh Small Finance Bank Limited is a subsidiary of Utkarsh CoreInvest Limited.

₹11.72
▼ 2.09%
30Weak

Mkt Cap
₹2,086 Cr
P/E
—
P/B
0.8
Div Yield
0.00%
52W High
₹21.64
52W Low
₹10.12

Price & Volume

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Key Ratios

Market Cap (₹ cr)2,085.60
P/E—
P/B0.75
PEG—
ROE %-41.50
ROCE %—
Debt / Equity0.91
EPS-6.39
Revenue Growth %234.70
Profit Growth %-4,956.50
Dividend Yield %0.00
Promoter Holding %51.54
FII Holding %13.57
DII Holding %—
Beta0.99

“—” means the figure isn't meaningful or isn't published for this company: ROE and Debt/Equity are undefined when shareholder equity is negative (check P/B — negative means negative equity), and DII/MF holding splits aren't provided by our current data source.

Active Pattern Signals

None of the 16 pattern scanners currently detects a setup on UTKARSHBNK — signals appear here automatically when one forms (checked on every data refresh). The Trade Plan on the right always provides stop-loss and target levels regardless.

AVOIDConviction 68%

Why avoid

  • • Overall evidence is weak (AlgoScore 30/100)
  • • Profit growth: -4956.5% YoY
  • • ROE: -41.5%
  • • RSI: 23
  • • MACD: bearish

Bull case

  • • Revenue growth: 234.7% YoY
  • • Promoter holding: 51.5%
  • • Golden cross setup: SMA50 above SMA200
  • • Trend strength (ADX): 41

Bear case

  • • Profit growth: -4956.5% YoY
  • • ROE: -41.5%
  • • RSI: 23
  • • MACD: bearish

Key risks

  • • Weak fundamentals — technical strength may not sustain
  • • Momentum is fading versus the broader market
  • • Profit growth: -4956.5% YoY
  • • ROE: -41.5%

Algorithmic analysis for research only — not SEBI-registered investment advice.

Trade Plan

Entry (CMP)
₹11.72
Stop Loss
₹11.42
risk 2.5%
Target 1 (1.5R)
₹12.16
+3.8%
Target 2 (3R)
₹12.61
+7.6%
Support (20d)
₹11.54
Resistance (52w)
₹21.64
Risk : Reward
1 : 1.5 → 1 : 3
risking ₹0.30/share
ATR (volatility)
₹0.55
avg daily range

Stop = 20-day support with a 2.5×ATR risk cap (ATR ₹0.55). Levels recompute on every data refresh. Position sizing and execution are yours — this is analysis, not advice.

Score Breakdown

Fundamental42
Technical31
Momentum0
Risk (safety)55

Peers — Banking

UNIONBANK▲ 1.29%
72
KOTAKBANK▲ 2.38%
71
SOUTHBANK▲ 0.25%
71
PNB▲ 0.43%
70
KARURVYSYA▲ 0.42%
68
FEDERALBNK▲ 1.03%
68